Ready to Act on Your Credit?
ACT Services helps you dispute inaccurate items, build your score, and take control of your financial future — legally and permanently.
5 states served
Kentucky, Tennessee, Florida, Illinois, Ohio.
60–120 point uplift
Average score improvement for active clients.
No advance fees
100% CROA compliant — no advance fees, ever.
Trusted, modern credit repair
Designed to feel like your financial partner: clear, compliant, and focused on real results.
Audit
We pull all 3 bureau reports and identify every disputable item.
Dispute
We send FCRA § 1681i-compliant disputes for inaccurate, unverifiable, and obsolete items.
Rebuild
We monitor results, build positive tradelines, and guide your credit rebuild.
Why ACT Services?
We give you a compliant dispute strategy, transparent pricing, and business credit building designed to move your score forward.
Licensed, bonded, insured
We operate with recordkeeping and disclosures that match credit repair and CROA requirements.
No results = no charge
Per-deletion pricing means you only pay for verified removals, not empty promises.
FCRA/FDCPA/CROA compliance
Every dispute is written to the law and tracked with clear communication.
Proprietary 3-round strategy
We manage audit, dispute, and escalation rounds to maximize deletion rates.
Free advisory tool
Upload your report and get a personalized dispute strategy — no email required.
Build trust with the right disclosures
ACT Services is not a law firm. Nothing on this site constitutes legal advice. All services are provided under CROA compliance and per-deletion pricing.